Long Term Care Insurance Protects Your Future
Long-term care, whether in a nursing home, assisted living facility, or at home, can cost over $100,000 a year. And 75% of Americans will eventually need some sort of long-term care services. Long-term care insurance can help protect your nest egg so you can enjoy your retirement, and avoid ever being a burden to your children.
Three Ways to Keep Your Costs Down
- To get the best value on a long-term care policy, it is important
that you shop among many carriers. Of over 40 carriers out there,
only 10 are either A-rated or have paid over $100 million in claims. Since
it may be 20 years before you use your coverage, we also strongly recommend
going with a top carrier, as you may not need to use your coverage for another
20 years.
- Enroll in a plan now, to lock in current rates. Premiums are based on your age at enrollment, and will not increase based on changes in your age or health.
- Choose the right amount of coverage. You can reduce premiums with a longer elimination period before your coverage kicks in. Plans that cover for a shorter period of time – say 2 – 10 years – are also less expensive than plans that pay for a lifetime.
Take the next step by requesting a free quote, or learn more by ordering our Complete Guide to Long Term Care. In this comprehensive guide you’ll learn about the different plans and options, what to ask your agent, and everything you need to know to get the best value for your money.
Download your FREE Guide to Long Term Care, and discover:
- How likely you are to ever need long-term care
- What it might cost you
- What to look for when buying long term care insurance
- More Ways to Save Money
Long Term Care Insurance in the News
Many Primary Care Docs Don't Know Long-Term Effects of Chemo: Survey
WEDNESDAY, May 16 (HealthDay News) -- Many primary care doctors don't know the long-term side effects of the chemotherapy treatments that cancer survivors under their care may have been given, a new survey found.
Taking Action to Protect Long-Term Care Residents
Long-Term Care Task Force on Resident Care and Safety Heard From Close To 2,000 OntariansTORONTO , May 16, 2012 /CNW/ - The Long-Term Care Task Force on Resident Care and Safety, established to address ...
Ontario Nurses Association Pushes for Implementation of Long-Term Care Task Force Recommendations:
ONA says resident care and safety can't waitTORONTO , May 16, 2012 /CNW/ - While strongly supportive of the work of the Long Term Care Task Force on Resident Care and Safety, the Ontario Nurses' Association ...
Primary Care Doctors Don't Know Long-Term Effects of Chemo
Experts stress that information needs to be passed on after cancer treatment ends.
Leading Long Term Care Insurance Firm Hosts 3in4 Need More Tour Event
OVERLAND PARK, Kan., May 16, 2012 /PRNewswire/ -- MasterCare Solutions, a National LTC Network member, hosted the May 11 Oregon stop of the 3in4 Need More Tour.Nathan Sanow, Business Development Manager ...
PHOTO: Hero in Long Term Care
Parker Nursing and Rehabilitation Certified Nursing Assistant Betty Anderson (right) receives flowers after winning the "Heroes in Long Term Care" award Thursday in front of her colleagues. Anderson rushed to the aid of a neighboring resident last month after explosions
Long-Term Care Insurance Set to Expand Rapidly as an Employee Benefit
The private sector is gearing up to protect millions in the workplace, according to a special report from EraNova Institute. Up until now, long-term care insurance has not been one of the most popular employee benefits. That’s about to change, insiders say.Mountain Lakes, NJ (PRWEB) May 16, 2012 Today the EraNova Institute announces the publication of a special report, The LTC Benefit Battle. ...
Royal Victoria Regional Health Centre celebrates the completion of hospital expansion
BARRIE, ON, May 17, 2012 /CNW/ - Deb Matthews , Minister of Health and Long-Term Care, joined hospital officials, community members and health care partners today to celebrate the official opening of the ...
HVS Financial Launches the Most Comprehensive, Accurate Long-Term Care Calculator to Help Boomers Plan for LTC Costs ...
DANVERS, MA-- - It is an indisputable fact that healthcare expenses rise exponentially in the final two years of life, and the main source of these costs are assisted living facilities and nursing homes. ...
MEDIA ADVISORY: Long-Term Care Task Force on Resident Care and Safety releasing report to address abuse and neglect in ...
TORONTO , May 15, 2012 /CNW/ - On Wednesday, May 16 , the Long-Term Care Task Force on Resident Care and Safety, established to address incidents of abuse and neglect in long-term care homes as well as ...
